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Bankruptcy Legal Center
For your convenience, we have offices all over Northern California.
PLEASANTON LEGAL CENTER
6200 Stoneridge Mall
3rd Floor, #107
Pleasanton, CA 94588
STOCKTON LEGAL CENTER
6820 Pacific Avenue
Stockton, CA 95207
Start Your case for $99.
Call for a free consultation (916) 714-7709
If you are in financial trouble, you are not alone. Each year over a million Americans file bankruptcy. At Sacramento Bankruptcy Legal Center we have helped families, just like you, to find the legal solutions they needed to put their finances and their lives back on track.
If you are contemplating bankruptcy, we know that you have plenty of questions. Perhaps, right now, you may be too embarrassed to personally pick up the phone and ask for help. We understand that. For that reason, we have placed videos on our website with the information about bankruptcy.
We will help you to stop foreclosure, stop wage garnishment, stop law suites, stop bill collectors, and, if you are qualified, we will wipe off your second mortgage and other liens on your real estate property. We will help you to discharge some or all of you divorce debts. You can save your home, your assets, and your business. We can help you to reestablish your credit after bankruptcy. We can help you to buy another house after bankruptcy. We specialize in Chapter 7, Chapter 13, Chapter 11 Bankruptcy.
Feel free to call our office to set up a personal consultation at no charge. Remember, you will always be treated with respect and dignity.
What is bankruptcy? What happens in a bankruptcy case? Bankruptcy is a legal process that provides relief for individuals who can no longer pay all of their debts. If you are considering bankruptcy, this video will give you basic information about the process, the relief it offers, and how to find the legal help you may need.
A brief review of the three main types of bankruptcy cases for individuals chapters 7, 11, and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13 cases, often used by individuals who want to catch up on past due mortgage or car loan payments and keep their assets.
Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information.
How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and file a number of documents.
Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same.
A debtor must be honest and accurate in dealing with the court or face serious consequences, including being charged with a bankruptcy crime.
In some cases, a debtor may be required to appear at hearings before a bankruptcy judge.
When does someone need a lawyer for a bankruptcy case? Individuals have a right to represent themselves in court, but bankruptcy is a complex area that involves many considerations including whether to file, what chapter to file under, and what exemptions to claim. It is important to understand all of the protections of the bankruptcy code in order to make full use of them.
If you are ready for a Fresh Start, please click here to fill out the initial consultation form. This form will help us to evaluate your case in order to save all of your listed assets. Then call our office for appointment at (916) 714-7709, or email us at SacramentoLegalCenter@gmail.com